GENERAL ACCIDENTS INSURANCE

Types of Policies

1.  Money Insurance

The Money Insurance Policy covers the Insured against loss of money whilst in the Insured�s premises (Cash in Safe) during working hours and also outside working hours and while the money is being transported by the Insured employees (Casn in Transit).  The cover can also be extended against injuries due to assault on Insured�s employees.

 

2.  Fidelity Insurance

This policy covers the Insured against loss that he may sustain directly caused by fraud act or dishonesty of any of his employee.

 

3.  Personal Accident Insurance

This policy covers Accidental Death including Permanent Total and Partial Disability due to an accident for 24 hours worldwide.

 

4.  Public Liability Insurance

This policy insures against any legal liability of the Insured in respect of Third Party Bodily Injury and loss of or damage to Third Party Property arising out of and in connection with the operation of the Insured�s business.

 

5.  Workmen�s Compensation Insurance

This policy covers the liability of the Employer against personal injury by accident or disease that may be sustained by any employee in performing his duties under his employment contract including compensation for wages as per the Kingdom�s labor law. 

 

6.  Medical Malpractice Insurance

This policy gives protection to professionals in the field of medicines which includes doctors, pharmacist, nurses, therapist, laboratory technicians other health care providers.  The cover is against any act, failure to act or omission in the provision of Professional Services that result in Bodily Injury, to any patient.